Rural Heritage Quilt Show winners RULH Elementary first graders take on new technology 2017 DAR Charity Golf Scramble St. Michael students visit “Living Lands and Waters” RULH High School reaches out to those in need Lillian E Cowdrey Catherine A Houk Warriors win Jim Neu XC Invite Week 2 football roundup Broncos unbeaten at 4-0 Lady Broncos compete in Bob Schul XC Invite Ronnie L Day Nettie F Lightner Buildings demolished, Village waits to be paid Ohio Rural Heritage Festival celebrated Henry E Fields Anleah W Stamper Maxine M Garrett U.S. 68 reopens Drought ends for Lady Rockets G-Men rise to 3-1 with back-to-back victories Rockets cruise to 4-0 win over Jays Lady Broncos start off SBAAC American Division play with 3-2 win over Goshen Week one football roundup Preparation begins for Ripley River Village Christmas celebration 3rd Annual Job Fair sponsored by Open Arms*****Always helps Veterans and others Evelyn E Smith Peggy A Wiederhold Thomas P Neary Warriors kick off SHAC play Lady Broncos stand at 2-1 Late Devil goals lead to Lady Warrior loss David R Carrington Sr 2017 Ohio Rural Heritage Festival Ripley DAR contributes towards new village flags Rural Heritage Festival event schedule Betty G Schatzman Robert L McAfee Paul V Tolle Herbert D Smith Helen R Little Eugene M Press Lady Broncos out to defend league title SHAC holds volleyball preview Lady Warriors packed with experience, talent for 2017 fall soccer campaign Georgetown’s Sininger off to excellent start for 2017 golf season RULH BOE recognizes Dr. Naylor for years of service as superintendent RULH Superintendent invites public to district open house Bob Groh Memorial Show set for August 26 at Heritage Festival ‘Support Your Veterans’ Car & Bike Show Danny F Dickson Eva J Smith Michael R Stewart Sr Charles McRoberts III Marsha B Thigpen Michael L Chinn William A Coyne Jr Woman found dead in Ripley A girl’s life on the gridiron Rockets face G-Men in preseason scrimmage 13th annual Bronco 5K Run and Fitness Walk draws a crowd William C Latham Over 20,000 pounds of trash picked up in and around Ohio River in Ripley Ripley Village Council approves water plans Steps at Rankin House closed Marilyn A Wren Larry E Carter Virginia L McQuitty Practices get underway for fall sports Jays soon to begin quest for SHAC title Western Brown to hold Meet the Teams Night and OHSAA parent meeting Aug. 8 Norville F Hardyman Carol J Tracy James Witt Ripley officer receives commendation for quick action Bicentennial at Ripley First Presbyterian RULH welcomes new school principals Aberdeen’s Police Dept. continues to grow Mary F McElroy Broncos out to defend SBAAC American Division soccer title Bronco 5K to take place Aug. 5 EHS volleyball team ready for new season Michael C Cooper Raymond Mays Harry E Smittle Jr Mary A Flaugher Western Brown’s Leto excels in Australia Rockets ready for 1st season in SBAAC Paddling, hiking activities available at Ohio State Parks SB Warriors get set to hit gridiron for 2nd year of varsity football Scotty W Johnson Glenna V Moertle Rickey L Hoffer Ruth E Ward David A Watson Janet L Dotson Vilvie S King Steven C Utter Cropper joins Fallis at Bethel-Tate Local kids find success in world of martial arts

Time to think about estate planning

Do you have your estate plan complete and in place? Do you have the farm or business in your children’s name so if something happens to you it is already done? So you have everything set, right? Is this really the best way to set things up? I am not sure. Here are few things that are often not prepared for:

Multiple children and one child is involved in the farming business, so naturally that child may be left the farm while the other children may be set to receive the house or other property or money. What happens if there is an extended stay in a health care facility that pretty much consumes all of the life savings (money) that was to be left to one or more of the children to offset the value of the farm or business?

On the other hand you are leaving the farm or business to the child involved in the business and you have already put the farm or business in his or her name so it is protected in case something happens to you. The child married a great man or woman that is part of the family, however as time goes on they are not the happy couple they once were. They end up splitting up and they are headed to court to settle the divorce. The farm or business is part of the settlement because it has been transferred into the child’s name even though it is still your business.

You know that will not happen. They will be happily married forever. So that previous scenario does not fit your situation. What happens if either your child or their spouse is involved in a car accident or develops a health condition that will require long term health care (which isn’t cheap) and the funds eventually run out? This could put the farm or business in the same risk that you were trying to avoid with your own possibility of long term health care expenses.

The situations can go on and on. The idea that you and the people who help you set up your estate plan need to be on your A game may be an understatement. There are lots of things that need to be considered. In addition to getting your estate plan set up, it may be like buying a new car. Once you have bought the car or set up your estate plan you are all done, right? You have to do maintenance like changing the oil in the car and grease it from time to time. You might want to schedule routine checkups for your estate plan, too. Things change, your assets may increase or decrease, your family situation may change like it did in one of the examples above, you may have taken out more long term health care or life insurance.

I posted a few stories in the past weeks concerning Estate Planning. I did that to spark some interest and I have had several calls. I am still working on scheduling the workshop, but it is coming together a little slower than I had hoped. I hope to have final details soon. I will have it in this newspaper and on local radio once everything is set.

Ohio Valley Antique Machinery Show

The Ohio Valley Antique Machinery Show will be celebrating their 45th show this year. The show is held on the OVAMS grounds located just west of Georgetown off state Route 125. The show features lots of equipment from yester year. There is also camping, crafts, and entertainment each day with multiple shows.

The show is scheduled for Aug. 13 – 16 this year. If you would like to read more about the show you can find it at http://www.ovams.org/ If you do not have access to the internet you can call 937-378-4480 for more details.

Master Gardener Training

Master Gardener Training will be offered in the coming months. If interested in knowing more about the Master Gardener Program with OSU Extension go to http://mastergardener.osu.edu.

If you are interested in the training this fall please contact me at dugan.46@osu.edu or call 937- 515-2314. The program consists of 50 hours of training.

Dates to Remember

Aug. 25 -Adams County Soil and Water/ Farm Bureau Annual Meeting

Aug. 27- Beef and Forage Field Night at Jackson Research Farm, OARDC

Sept. 3- Adams County Junior Fair Beef BBQ

Sept. 5-12- Highland County Fair

Sept. 14- Pesticide Testing at Old Y Restaurant at Noon. Pre-register at http://pested.osu.edu or call 1-800-282-1955

Sept. 22-24- Farm Science Review

Sept. 28- Oct. 3- Brown County Fair

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